As a student, it can be difficult and get many payday loan without collateral (payday loan) and popular credit cards . So little student loan has become in relation to how expensive it is to live in Norway, students without a job are forced to be “sober” with the little one has of money. Sometimes it can be tempting to take out a loan to buy a little expensive thing such as a TV, a computer or something else you don’t want to save for months to afford. Consumer payday loan for students exist, but only with relatively low loan sums. Make sure you pay the installments as planned so that the cost of your loan is not higher than necessary. You may also want to think about how the monthly costs will affect your daily life if you choose a loan that runs over several months. paroiciel.org for further explanation
Two small payday loan suitable for students
With this consumer loan you can borrow from NOK 1,000 and up to NOK 20,000. It is perhaps the market’s most appropriate loan for students, and one of the best small payday loan in Norway for everyone else as well. The biggest benefit to this loan is that everyone gets rid of interest and fees, including the initial loan on the first loan for 30 days . This applies if you have the opportunity to pay off within 30 days. It is also possible to pay down over longer periods of time if it suits better, but then there will be costumes. Applicants are required to be at least 20 years old.
Interest rate example: Effective interest rate 258.02%, 15,000 repaid over 12 months in equal amounts, Cost SEK 8.401.62.
With this loan you can borrow from 2,000 kroner to 20,000 kroner for 1 to 12 months. You can see a detailed overview of how much the loan will cost at different loan amounts and repayment time on ‘s home page. Requirements that the applicant must be at least 20 years old. A loan of NOK 2,000 paid in one month cost per day NOK 434.
Interest rate example: Effective interest rate: 165% at SEK 10,000 / 6 months, Establishment fee: SEK 350. Total: SEK 13,116.
Want to get more loan offers?
If you have an income of at least NOK 120,000 gross a year and are over 18, you can let the banks compete for you. This allows you to compare interest rates and loan amounts on actual loan offers at ease. Each offer is valid for 30 days.
Interest rate example: Effective interest rate 14.14%, SEK 170,000 / 10 years, Cost SEK 137,463. A total of SEK 307,463.
Only small consumer payday loan
Note that only small consumer payday loan are available to students. In other words, if you live with a regular student income and do not have more than NOK 200,000 in annual gross income. If this is the case, you can compare and apply for all consumer payday loan listed here .
More and more students resort to consumer payday loan
An increasing number of students resort to consumer payday loan. 70,000 have applied for such payday loan. 28% state that they have used payday loan or credit cards to pay basic goods. Low student payday loan are pointed to as the main driver of this trend.